Annual Holiday Insurance
Holiday Insurance
 
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The policy contains a "cooling off" period which allows You to return it and obtain a full refund should you have justifiable reason to be dissatisfied with the cover provided.

At Atlas we champion one thing above everything else, a top quality Cover with the Worlds top insurance companies at a rate that nobody can beat. If you see a lower price offered for a like-for-like policy from one of our competitors, we will beat that quote by £1 without quibble. No other insurance company is offering this exceptional price guarantee.

Schedule of Cover
This is a schedule of cover and some important information relating to the Atlas Travel Insurance policies.
Cover Comprehensive Cover Pioneer Cover
Limits up to Excess Limits up to Excess

1 . Cancellation, Curtailment & Trip Interruption

£3,000

£65/£25 for Loss of Deposit

£1,000

£65/£25 for Loss of Deposit

2. Medical Emergency & Repatriation

£10,000,000

£65

 £10,000,000

£65

3. Emergency Dental Treatment

£200

£65

£200

£65

4. Additional Accommodation & Travelling Cost

£1,000

Nil

£1,000

Nil

5. Hospital Daily Benefit

£10 per complete 24 hours of inpatient treatment; maximum of £1,000

Nil

N/A

N/A

6. Travel Delay

£20 for first full 12 hour delay then £10 for each subsequent full 12 hours; maximum of £250

Nil

N/A

N/A

7. Missed Departure on the Outward Journey

£600

Nil

N/A

N/A

8. Personal Luggage

£2,000

£65

N/A

N/A

– Single article, or Pair or Set of articles

£250

£65

N/A

N/A

– Valuables (Limited to £100 if Insured Person is under 18)

£250

£65

N/A

N/A

9. Luggage Delay on Your Outward Journey

£200

Nil

N/A

N/A

10. Money & Travel Documents

£500

£65

£250

£65

Cash (Limited to £50 if Insured Person is under 18)

£200

£65

N/A

N/A

Travel Documents

£200

Nil

£250

£65

11. Personal Liability

£2,000,000

£65

£500,000

Nil

12. Personal Accident

         

         

         

         

– Death

£5,000

Nil

£5,000

Nil

– If the Insured Person is aged under 18 or over 65

£1,500

Nil

£1,500

Nil

– Loss of one or more Limbs, or total and irrecoverable Loss of Sight in one or both eyes

               

£25,000

               

Nil

               

£5,000

               

Nil

– Permanent Total Disablement

£25,000

Nil

£5,000

Nil

– If the Insured Person is aged over 65

£5,000

Nil

N/A

N/A

13. Legal Protection

£25,000

Nil

£5,000

£100

14. Mugging

£50 per complete 24 hours of inpatient treatment; maximum of £500

Nil

N/A

N/A

15. Hijack

£100 per complete 24 hours; maximum of £1,000

Nil

N/A

N/A

16. Catastrophe

£500

Nil

N/A

N/A

17. Home Care

£100

Nil

N/A

N/A
Optional Winter Sports Cover*

18. Cancellation, Curtailment & Trip Interruption*

£3,000

£65

N/A

N/A

19. Skis, Ski Equipment, Ski Pack & Pass*

               

               

               

               

– Skis & Ski Equipment (Owned)*

£500

£65

N/A

N/A

– Skis & Ski Equipment (Hired)*

£200

£65

N/A

N/A

– Ski Pack*

£75 per complete 24 hours; maximum of £300

N/A

N/A

N/A

– Ski Pass *

£250

Nil

N/A

N/A

20. Ski Equipment Delay*

£20 per complete 24 hours; maximum of £300

Nil

N/A

N/A

21. Piste Closure*

£20 per complete 24 hours; maximum of £200

Nil

N/A

N/A

22. Delay due to Avalanche or landslide*

£200

£65

N/A

N/A
Business Cover

23. Business Samples & Documents

£500

£65

N/A

N/A

24. Replacement Employee

£1,500

£65

N/A

N/A
Optional Golf Cover*

25. Golf Equipment*

£1,500

£65

N/A

N/A

– Single Article Limit*

£250

£65

N/A

N/A

26. Golf Equipment Hire*

£30 per complete 24 hours; maximum of £300

Nil

N/A

N/A

27. Green Fees*

£75 per complete 24 hours; maximum of £300

Nil

N/A

N/A

28. Hole-in-One Cover*

£75

Nil

N/A

N/A
Optional Wedding Cover*

29. A. Wedding Rings*

£250 per ring

Nil

N/A

N/A

29. B. Wedding Attire & Gifts*

£1,500 per couple

£65

N/A

N/A

29. C. Photographs & Videos*

£750 per couple

£65

N/A

N/A

*Cover is only available in respect of the sections that include Winter Sports Cover, Golf Cover and Wedding Cover providing that the additional premium has been paid.
Shown above are the standard policy excesses. As indicated on your validation certificate, where the appropriate excess waiver premium has been paid, the excess will be reduced to NIL or where a discount has been taken for ‘Double Excess’, the excess applicable will be doubled on all relevant sections.
 
 
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© 2008 Atlas Travel Insurance Services Ltd - All rights reserved. Registered in England, Company No. FC 13294.
Atlas are authorised and regulated by the Financial Services Authority - No 314698.
Who needs ATLAS Insurance . . . . . . . . . . . . . . . . . Anyone planning overseas travel needs the protection of Atlas Travel Insurance.
Comprehensive protection for today’s Holiday, Business, Winter sports, Backpackers, and Frequent Travellers.
Unfortunately, unexpected bad things can occur while you're on holidays. Atlas Direct offers 24-hour assistance to ensure that even through an emergency you are in saves hands. So rest assured that whilst our product is up to 60% cheaper than can be found on the market it is not due to a lack of a quality or service.
Choose Atlas Direct for your trip. Remember, when you are with Atlas you will have complete peace of mind that should the unexpected happen, you're being looked after by the best. We hope you enjoy our site for although we have found from experience that travel insurance is not the most stimulating subject, we have tried to make this site both informative and entertaining. More Information...